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Mintvo vs Zoho Invoice
Last checked: · Zoho Invoice pricing
Pick Zoho Invoice if you bill in one currency and want a free tool with time tracking, projects, a client portal and e-signed quotes, or you already use other Zoho apps. Pick Mintvo if you bill clients in several currencies and want one earnings total in your own currency.
Side by side
| Feature | Mintvo | Zoho Invoice |
|---|---|---|
| Price | Free plan. Pro $9/month or $79/year. Premium $19/month or $169/year for teams. Sign up by November 15: Pro free until October 1, 2027. | Free. No paid plan listed. |
| Free plan | Yes: 5 invoices a month and 2 clients | Yes: 2 users, 500 invoices a year, 3 projects, with “Powered by Zoho Invoice” on invoices |
| Built-in payments | Doesn't process payments. Your own PayPal, Wise, Payoneer or Stripe links, wallet numbers and bank details show as pay buttons. Money goes straight to you, with no cut. | Through gateways such as Stripe, PayPal, Square and GoCardless. Zoho adds no fee; the gateway's fees apply, and availability depends on the gateway. |
| Multiple currencies | Bill in any currency. The dashboard adds it up in your currency at the rate on the day each invoice was paid. | No. Invoices are in your base currency; multiple currencies need Zoho Billing. |
| Quotes | Yes. Clients accept or decline online, and one click turns it into a draft invoice. | Yes, with e-signatures through Zoho Sign |
| Recurring invoices | Yes | Yes, with auto-charge |
| Automatic reminders | Yes, before, on or after the due date (Pro) | Yes |
| Team seats | Premium: up to 5 teammates with roles | 2 users on the free plan |
| Accounting | None. Invoices, quotes, reminders and earnings, plus CSV export for your accountant. | Invoicing only; bookkeeping is a separate product, Zoho Books |
Zoho Invoice prices are in USD from their own site and can change. Check their pricing page before you decide.
Where Zoho Invoice is better
- Free time tracking, projects and a client portal.
- Quotes clients can e-sign.
- It connects to the rest of the Zoho suite.
Where Mintvo is different
- Clients pay with the PayPal, Wise, Payoneer, Stripe or bank details you already use. Mintvo never holds the money and takes no cut, so it works wherever those services work.
- The home screen is your earnings: this month, this year and what's still owed, in your currency, converted at the rate on the day each invoice was paid.
- You see when a client opens the invoice and when they open your payment link or copy your details.
- Quotes your client accepts online, then one click to a draft invoice.
- It's small on purpose. There's no chart of accounts or bank feed to set up before your first invoice.
Questions
- Can Zoho Invoice bill in more than one currency?
- Zoho's help pages say Zoho Invoice bills in your base currency only, and multi-currency billing is part of Zoho Billing. Mintvo lets you set a currency per client or invoice.
- Which one is free?
- Zoho Invoice is free within its limits. Mintvo has a free plan (5 invoices a month and 2 clients), and Pro is $9/month or $79/year.