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Mintvo vs FreshBooks
Last checked: · FreshBooks pricing
Pick FreshBooks if you want accounting reports, bank reconciliation, proposals and payroll with your invoicing, and you're happy paying per month for it. Pick Mintvo if you only need to send invoices and quotes, get paid through the accounts you already use, and see what you've earned without setting up accounting.
Side by side
| Feature | Mintvo | FreshBooks |
|---|---|---|
| Price | Free plan. Pro $9/month or $79/year. Premium $19/month or $169/year for teams. Sign up by November 15: Pro free until October 1, 2027. | Lite $23/month (5 billable clients), Plus $43/month (50 clients), Premium $70/month, Select custom. Promotions are often lower. |
| Free plan | Yes: 5 invoices a month and 2 clients | No free plan listed |
| Built-in payments | Doesn't process payments. Your own PayPal, Wise, Payoneer or Stripe links, wallet numbers and bank details show as pay buttons. Money goes straight to you, with no cut. | Yes: cards 2.9% + $0.30, ACH 1%. FreshBooks Payments is for businesses in the US and Canada; elsewhere you connect Stripe. |
| Multiple currencies | Bill in any currency. The dashboard adds it up in your currency at the rate on the day each invoice was paid. | Yes, per invoice and per client |
| Quotes | Yes. Clients accept or decline online, and one click turns it into a draft invoice. | Estimates on all plans; proposals on Plus and up |
| Recurring invoices | Yes | Yes, all plans |
| Automatic reminders | Yes, before, on or after the due date (Pro) | Automatic late reminders on all plans |
| Team seats | Premium: up to 5 teammates with roles | Extra team members $11/month each |
| Accounting | None. Invoices, quotes, reminders and earnings, plus CSV export for your accountant. | Double-entry reports and bank reconciliation on Plus and up; payroll add-on |
FreshBooks prices are in USD from their own site and can change. Check their pricing page before you decide.
Where FreshBooks is better
- Full accounting reports and bank reconciliation for when you need real books.
- Proposals as well as estimates.
- Payroll and team time tracking.
Where Mintvo is different
- Clients pay with the PayPal, Wise, Payoneer, Stripe or bank details you already use. Mintvo never holds the money and takes no cut, so it works wherever those services work.
- The home screen is your earnings: this month, this year and what's still owed, in your currency, converted at the rate on the day each invoice was paid.
- You see when a client opens the invoice and when they open your payment link or copy your details.
- Quotes your client accepts online, then one click to a draft invoice.
- It's small on purpose. There's no chart of accounts or bank feed to set up before your first invoice.
Questions
- Is there a free FreshBooks plan?
- Their pricing page lists paid plans only, with promotional prices at times. Mintvo has a free plan, and Pro is a flat monthly or yearly price.
- Can clients pay me by card in Mintvo?
- Only through your own Stripe payment link, if you have one. Mintvo doesn't process cards itself. Clients can also pay through PayPal, Wise, Payoneer, a wallet number or a bank transfer.