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Mintvo vs Bonsai
Last checked: · Bonsai pricing
Pick Bonsai if you want contracts, e-signatures, a CRM, projects and timesheets in one place and the per-user price makes sense for you. Pick Mintvo if you only need invoices and quotes, want a free plan, and get paid through PayPal, Wise, Payoneer or a bank transfer.
Side by side
| Feature | Mintvo | Bonsai |
|---|---|---|
| Price | Free plan. Pro $9/month or $79/year. Premium $19/month or $169/year for teams. Sign up by November 15: Pro free until October 1, 2027. | Per user: Basic $15, Essentials $25, Premium $39, Elite $59 a month ($9, $19, $29, $49 billed yearly). Elite needs 3 users. |
| Free plan | Yes: 5 invoices a month and 2 clients | No free plan listed. Invoices and payments start at Essentials. |
| Built-in payments | Doesn't process payments. Your own PayPal, Wise, Payoneer or Stripe links, wallet numbers and bank details show as pay buttons. Money goes straight to you, with no cut. | Bonsai Payments, with payouts in the US, UK, Canada and Australia. Fees vary by method; check their site. |
| Multiple currencies | Bill in any currency. The dashboard adds it up in your currency at the rate on the day each invoice was paid. | Yes, 100+ invoice currencies |
| Quotes | Yes. Clients accept or decline online, and one click turns it into a draft invoice. | Proposals and contracts from Essentials |
| Recurring invoices | Yes | Retainer and subscription invoices; check their site for which plan |
| Automatic reminders | Yes, before, on or after the due date (Pro) | Check their site |
| Team seats | Premium: up to 5 teammates with roles | Priced per user |
| Accounting | None. Invoices, quotes, reminders and earnings, plus CSV export for your accountant. | Expenses, bookkeeping and bank sync (US and Canadian banks) |
Bonsai prices are in USD from their own site and can change. Check their pricing page before you decide.
Where Bonsai is better
- Contracts and e-signatures alongside proposals.
- A CRM and sales pipeline.
- Projects, timesheets and resource planning in the same tool.
Where Mintvo is different
- Clients pay with the PayPal, Wise, Payoneer, Stripe or bank details you already use. Mintvo never holds the money and takes no cut, so it works wherever those services work.
- The home screen is your earnings: this month, this year and what's still owed, in your currency, converted at the rate on the day each invoice was paid.
- You see when a client opens the invoice and when they open your payment link or copy your details.
- Quotes your client accepts online, then one click to a draft invoice.
- It's small on purpose. There's no chart of accounts or bank feed to set up before your first invoice.
Questions
- Does Mintvo do contracts like Bonsai?
- No. Mintvo has quotes your client accepts online, but no contracts or e-signatures. If you need those, Bonsai covers them.
- Can I get paid with Mintvo outside the US, UK, Canada and Australia?
- Yes. Mintvo doesn't handle payouts. Clients pay you directly through PayPal, Wise, Payoneer, Stripe, a wallet or a bank transfer, wherever those work.